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Terms of Use

Last updated: June 12, 2026 · Operated by Numrica / Petra4 Infinite Solutions Ltda (CNPJ 63.118.008/0001-77)

By accessing or using any calculator, tool, or content on numrica.com (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.

1. Nature of the service

Numrica provides free, browser-based financial calculators for informational and educational purposes only. All calculations are performed locally in your browser — no data is sent to our servers. Results are illustrative estimates and do not constitute financial, investment, tax, or legal advice.

2. No financial advice

The tools on this Site are not a substitute for advice from a qualified financial professional. Numrica makes no representations as to the accuracy, completeness, or fitness for any particular purpose of the results generated. Always verify calculations independently and consult a licensed advisor before making financial decisions.

3. Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

4. Limitation of liability

To the fullest extent permitted by applicable law, Numrica and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information or results provided, even if we have been advised of the possibility of such damages.

5. Intellectual property

All content on this Site — including calculator logic, editorial text, and design — is owned by or licensed to Numrica. You may use the Site for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works without prior written permission.

6. Third-party services

The Site uses Google Analytics for anonymous traffic analytics and Google AdSense for advertising. These services may set cookies on your device. Numrica does not sell your personal data. See our Privacy Policy for details.

7. Changes to these terms

We may update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms. The date at the top of this page reflects the most recent revision.

8. Governing law

These Terms are governed by the laws of Brazil (Lei nº 13.709/2018 — LGPD; Lei nº 8.078/1990 — CDC), without regard to conflict of law provisions. Any disputes shall be resolved in the courts of Goiânia, Goiás, Brazil.

9. Contact

Questions about these Terms may be directed to hello@numrica.com.